Coverage Questions - Errors and Omissions (E&O)

When does my coverage become effective?

What happens if the agent passes away?

If I am a general agent, does coverage extend to my agents?

What activities are covered?

What are the policy limits of liability and what does it mean?

Is my partnership, corporation or agency covered?

What is a claims made and reported policy?

Does my policy include Prior Acts coverage?

What is 24-hour care coverage?

If I write business in multiple states, does this coverage extend to each state?

Does this coverage work for all the carriers with which I am appointed?

What is an Extended Reporting Period (ERP)?

Avoiding gaps in coverage

Are lawsuits filed outside of the United States covered?

Would I be covered for the sale of Life, Accident and Health Insurance products?

Am I covered for the sale of mutual funds and variable products?

What are the deductibles and how will they be applied?

How do I add W-2 employees to my agency policy?

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