Welcome Authorized Independent Agents of BlueCross and BlueShield of South Carolina

MGA Insurance Services is the exclusive broker and administrator for the BCS Errors and Omission (E&O) Insurance Program. You can depend on BCS and MGA Insurance Services to provide you with the most comprehensive and cost effective coverage available.

E&O Plan Highlights

• Guarantee Issue - group discounted premiums with two liability limit options
  
• Pay by credit card, check, monthly pre-authorized checking (PAC) deductions
  
• Prior acts coverage back to first date of continuous E&O coverage
  
• First dollar defense costs are provided and are in addition to the limits of liability
  
• $1,000 deductible on Blue Cross and Blue Shield of South Carolina product-related claims (damages only), $2,500 deductible for non-Blue Cross and Blue Shield of South Carolina claims (damages only)
  
• Coverage includes life, accident and health, disability income activities as well as mutual funds, variable products, universal life, annuities and section 125, employee benefit plans, managed health care organizations
  
• Provides coverage for your administrative, clerical and support personnel while they are acting on your behalf
  
• Provides coverage for any affiliated corporation, partnership or agency for their liability arising out of the individual insured's professional services
  

Policy Details
Plan Brochure

Plan Pricing

*Includes $25 Administrative fee and $5.00 monthly processing fee for monthly payment option.
#PAC down payment refers to our Pre-Authorized Checking payment option. Your down payment includes one month's premium, administrative fees and $5.00 monthly processing fee. PAC down payments will be processed immediately; monthly deductions as shown above will begin the first of the month after enrollment.

Online Enrollment Options:

NEW ENROLLEES

$1 million per claim / $1 million annual limit: Coverage Option Annual Credit Card Annual Check EFT Monthly Credit Card: 1st Month = $71.67 remaining months = $46.67 Monthly EFT: 1st Month = $71.67 remaining months = $46.67

$1 million per claim / $2 million annual limit: Coverage Option Annual Credit Card Annual Check EFT Monthly Credit Card: 1st Month = $84.17 remaining months = $59.17 Monthly EFT: 1st Month = $84.17 remaining months = $59.17

RENEW YOUR POLICY

$1 million per claim / $1 million annual limit: Coverage Option Annual Credit Card Annual Check EFT Monthly Credit Card: 1st Month = $71.67 remaining months = $46.67 Monthly EFT: 1st Month = $71.67 remaining months = $46.67

$1 million per claim / $2 million annual limit: Coverage Option Annual Credit Card Annual Check EFT Monthly Credit Card: 1st Month = $84.17 remaining months = $59.17 Monthly EFT: 1st Month = $84.17 remaining months = $59.17