BCS Errors & Omissions Insurance Program

Welcome Authorized Independent Agents of Blue Cross and Blue Shield of Kansas City

MGA is very pleased to be your new E&O administrator.  We plan on providing you with outstanding service that will exceed your expectations.  Whether it is quicker approval turn around time, increased payment options or improved customer service, MGA can and will supply it.

If you have any questions regarding the policy or payment options please call 1-866-389-0022.

E&O Plan Highlights:

• Guarantee Issue - group discounted premiums with two liability limit options
  
• Pay by credit card, check, monthly pre-authorized checking (PAC) deductions
  
• Prior acts coverage back to first date of continuous E&O coverage
  
• First dollar defense costs are provided and are in addition to the limits of liability
  
• $1000 deductible on Blue Cross and Blue Shield of Kansas City product-related claims (damages only), $2500 deductible for non-Blue Cross and Blue Shield of Kansas City claims (damages only)
  
• Coverage includes life, accident and health, disability income activities as well as mutual funds, variable products, universal life, annuities and section 125, employee benefit plans, managed health care organizations
  
• Provides coverage for your administrative, clerical and support personnel while they are acting on your behalf
  
• Provides coverage for any affiliated corporation, partnership or agency for their liability arising out of the individual insured's professional services
  

Policy Details
Plan Brochure
Learn More About E&O Insurance

Plan Pricing:

Effective Date	$1 Million / Claim $1 Million / Annual		$1 Million / Claim $2 Million / Annual
	Annual*	PAC#	Annual*	PAC#
11/1/08	$460	$63.75	$585	$74.17
12/1/08	$424	$63.75	$538	$74.17
01/1/09	$388	$63.75	$492	$74.17
02/1/09	$351	$63.75	$445	$74.17
03/1/09	$315	$63.75	$398	$74.17
04/1/09	$279	$63.75	$352	$74.17
05/1/09	$243	$63.75	$305	$74.17
06/1/09	$206	$63.75	$258	$74.17
07/1/09	$170	$63.75	$212	$74.17
08/1/09	$134	n/a	$165	n/a
09/1/09	$98	n/a	$118	n/a
10/1/09	$61	n/a	$72	n/a
	Monthly PAC	$38.75	Monthly PAC	$49.17

*Pricing includes $25 Administrative fee and $2.50 monthly processing fee for monthly payment option.
#PAC down payment refers to our Pre-Authorized Checking payment option. Your down payment includes one months premium & administrative fees. PAC down payments will be processed immediately; monthly deductions as shown above will begin the first of the month after enrollment.

Online Enrollment Options:

To enroll online as a new enrollee please select your desired coverage limits and payment type:

$1 million per claim / $1 million annual limit : Coverage Option
		Enrollment Type	Payment Type
		New Enrollee	Annual Credit Card
		New Enrollee	Annual Check EFT
		New Enrollee	Monthly EFT: 1st Month = $61.25 remaining months = $36.25
$ 1 million per claim / $2 million annual limit : Coverage Option
		Enrollment Type	Payment Type
		New Enrollee	Annual Credit Card
		New Enrollee	Annual Check EFT
		New Enrollee	Monthly EFT: 1st Month = $71.67 remaining months = $46.67

 To renew online please select your desired coverage limits and payment type:

$1 million per claim / $1 million annual limit : Coverage Option
		Enrollment Type	Payment Type
		Renew Existing Policy	Annual Credit Card
		Renew Existing Policy	Annual Check EFT
		Renew Existing Policy	Monthly EFT: 1st Month = $61.25 remaining months = $36.25
$ 1 million per claim / $2 million annual limit : Coverage Option
		Enrollment Type	Payment Type
		Renew Existing Policy	Annual Credit Card
		Renew Existing Policy	Annual Check EFT
		Renew Existing Policy	Monthly EFT: 1st Month = $71.67 remaining months = $46.67